/* =========================================================================
   Media Lord / First Review Desk + Local SEO Masterclass
   Single stylesheet covering two design families:
   - .pub-*   : publication / advertorial family (index, about)
   - .off-*   : offer / SaaS family (masterclass, legal pages)
   Shared: .site-disclaimer, .site-footer, .visually-hidden, forms
   ========================================================================= */

/* ---------- Reset & base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  min-width: 0;
  overflow-x: hidden;
}
img, video { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
button { font: inherit; }
h1, h2, h3, h4, p, ul, ol, figure { margin: 0; }
h1, h2, h3, h4 { overflow-wrap: break-word; word-break: break-word; }
ul, ol { padding: 0; }
li { list-style: none; }

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

:focus-visible {
  outline: 3px solid #1a56ff;
  outline-offset: 2px;
}

/* =========================================================================
   PUBLICATION FAMILY (advertorial + about)
   Reference: navy masthead, red breaking-news ribbon, serif display headline,
   editorial rhythm, market-rate figure band, sidebar author box.
   ========================================================================= */

.pub-page {
  font-family: "Georgia", "Iowan Old Style", "Times New Roman", serif;
  color: #1a1a1a;
  background: #ffffff;
  line-height: 1.6;
}

.pub-masthead {
  background: #0d2340;
  color: #fff;
  padding: 14px 16px;
  display: grid;
  gap: 6px;
}
.pub-masthead__inner {
  max-width: 1100px;
  margin: 0 auto;
  width: 100%;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
}
.pub-masthead__brand {
  font-family: "Georgia", serif;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-size: clamp(0.95rem, 2.4vw, 1.3rem);
  text-decoration: none;
  color: #fff;
  display: flex;
  align-items: center;
  gap: 8px;
}
.pub-masthead__brand::before {
  content: "";
  width: 22px;
  height: 22px;
  flex: none;
  background: #fff;
  -webkit-mask: radial-gradient(circle at 30% 30%, transparent 30%, #000 31%);
  mask: radial-gradient(circle at 30% 30%, transparent 30%, #000 31%);
  border-radius: 4px;
  background-color: #d61f3c;
}
.pub-masthead__meta {
  font-family: system-ui, sans-serif;
  font-size: 0.8rem;
  opacity: 0.85;
}

.pub-ribbon {
  background: #b1132b;
  color: #fff;
  font-family: system-ui, sans-serif;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 16px;
  font-size: 0.85rem;
}
.pub-ribbon__tag {
  border: 1px solid rgba(255,255,255,0.7);
  border-radius: 4px;
  padding: 2px 8px;
  font-weight: 700;
  letter-spacing: 0.06em;
  font-size: 0.7rem;
  flex: none;
}
.pub-ribbon__text { font-weight: 600; }

.pub-article {
  max-width: 760px;
  margin: 0 auto;
  padding: 28px 16px 0;
}
.pub-kicker {
  display: inline-block;
  background: #b1132b;
  color: #fff;
  font-family: system-ui, sans-serif;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-size: 0.72rem;
  padding: 5px 10px;
  border-radius: 3px;
  margin-bottom: 16px;
}
.pub-h1 {
  font-size: clamp(1.7rem, 5vw, 2.7rem);
  line-height: 1.15;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: -0.01em;
}
.pub-dek {
  font-family: system-ui, sans-serif;
  font-style: italic;
  font-size: clamp(1rem, 2.6vw, 1.2rem);
  color: #333;
  margin-bottom: 18px;
  line-height: 1.5;
}
.pub-byline {
  font-family: system-ui, sans-serif;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  color: #444;
  border-bottom: 1px solid #e2e2e2;
  padding-bottom: 16px;
  margin-bottom: 20px;
}
.pub-byline strong { color: #0d2340; }
.pub-byline__icons { margin-left: auto; display: flex; gap: 8px; }
.pub-byline__icons span {
  width: 32px; height: 32px;
  border-radius: 50%;
  border: 1px solid #ccc;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem;
}

.pub-figure {
  margin: 0 0 22px;
}
.pub-figure img, .pub-figure video {
  width: 100%;
  border-radius: 6px;
  object-fit: cover;
}
.pub-figure figcaption {
  font-family: system-ui, sans-serif;
  font-size: 0.78rem;
  color: #666;
  margin-top: 6px;
}

.pub-body { font-size: clamp(1rem, 2.4vw, 1.12rem); }
.pub-body p { margin-bottom: 18px; }
.pub-body a { color: #1a56ff; text-decoration: underline; }
.pub-body strong { color: #0d2340; }

.pub-rate-band {
  background: #f5f6f8;
  border: 1px solid #e2e4e8;
  border-radius: 10px;
  padding: 24px 16px;
  margin: 26px 0;
  display: grid;
  gap: 20px;
  grid-template-columns: repeat(2, 1fr);
  text-align: center;
  font-family: system-ui, sans-serif;
}
.pub-rate-band__item {
  display: grid;
  gap: 6px;
}
.pub-rate-band__figure {
  font-size: clamp(1.5rem, 5vw, 2.1rem);
  font-weight: 800;
  color: #b1132b;
  letter-spacing: -0.01em;
}
.pub-rate-band__label {
  font-size: 0.82rem;
  color: #444;
  line-height: 1.35;
}
.pub-rate-band__note {
  grid-column: 1 / -1;
  font-size: 0.75rem;
  color: #777;
  text-align: left;
  margin-top: 4px;
}

.pub-list {
  counter-reset: pub-item;
  display: grid;
  gap: 20px;
  margin: 22px 0;
}
.pub-list__item {
  counter-increment: pub-item;
  position: relative;
  padding: 18px 16px 18px 60px;
  background: #fafafa;
  border: 1px solid #eaeaea;
  border-radius: 8px;
}
.pub-list__item::before {
  content: counter(pub-item);
  position: absolute;
  left: 14px;
  top: 16px;
  width: 32px; height: 32px;
  border-radius: 50%;
  background: #0d2340;
  color: #fff;
  font-family: system-ui, sans-serif;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}
.pub-list__item h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
  color: #0d2340;
}
.pub-list__item--highlight {
  background: #fff7ea;
  border-color: #f0d9a8;
}
.pub-list__item--highlight::before { background: #b1132b; }

.pub-section-title {
  font-size: clamp(1.3rem, 3.6vw, 1.7rem);
  color: #0d2340;
  margin: 34px 0 14px;
  font-weight: 700;
}

.pub-offer-list {
  display: grid;
  gap: 10px;
  margin: 18px 0 24px;
  font-family: system-ui, sans-serif;
}
.pub-offer-list li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.98rem;
  padding: 10px 12px;
  background: #f5f6f8;
  border-radius: 6px;
}
.pub-offer-list li::before {
  content: "✓";
  color: #0f7a4a;
  font-weight: 700;
  flex: none;
}

.pub-cta-block {
  background: #0d2340;
  color: #fff;
  border-radius: 10px;
  padding: 28px 20px;
  text-align: center;
  margin: 30px 0;
  display: grid;
  gap: 14px;
}
.pub-cta-block h3 {
  font-size: clamp(1.2rem, 3.4vw, 1.5rem);
  font-family: system-ui, sans-serif;
}
.pub-cta-block p {
  font-family: system-ui, sans-serif;
  font-size: 0.95rem;
  opacity: 0.9;
}
.pub-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #1f9d55;
  color: #fff;
  font-family: system-ui, sans-serif;
  font-weight: 700;
  font-size: 1rem;
  padding: 15px 26px;
  border-radius: 8px;
  text-decoration: none;
  min-height: 44px;
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.15s ease;
  justify-self: center;
}
.pub-btn:hover { background: #17803f; transform: translateY(-1px); }

.pub-summary-box {
  background: #eef4ff;
  border-left: 4px solid #1a56ff;
  border-radius: 6px;
  padding: 18px 18px;
  margin: 26px 0;
  font-family: system-ui, sans-serif;
}
.pub-summary-box h3 { color: #0d2340; margin-bottom: 8px; font-size: 1.05rem; }
.pub-summary-box ul { display: grid; gap: 6px; }
.pub-summary-box li { font-size: 0.92rem; }
.pub-summary-box li::before { content: "— "; }

.pub-expert-box {
  border-left: 4px solid #b1132b;
  background: #fafafa;
  padding: 20px 16px;
  margin: 30px 0;
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 14px;
  font-family: system-ui, sans-serif;
}
.pub-expert-box__avatar {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: #0d2340;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: system-ui, sans-serif;
  font-weight: 700;
  font-size: 1.1rem;
  flex: none;
}
.pub-expert-box h4 { color: #0d2340; margin-bottom: 6px; font-size: 1rem; }
.pub-expert-box p { font-size: 0.88rem; color: #444; margin-bottom: 8px; }

/* FAQ accordion — accent borrow from Health Insider reference */
.pub-faq {
  margin: 30px 0;
  display: grid;
  gap: 10px;
}
.pub-faq details {
  border: 1px solid #e2e2e2;
  border-radius: 8px;
  padding: 4px 16px;
  background: #fff;
}
.pub-faq summary {
  font-family: system-ui, sans-serif;
  font-weight: 700;
  padding: 14px 0;
  cursor: pointer;
  color: #0d2340;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 10px;
  min-height: 44px;
}
.pub-faq summary::-webkit-details-marker { display: none; }
.pub-faq summary::after {
  content: "+";
  font-size: 1.3rem;
  color: #b1132b;
  flex: none;
}
.pub-faq details[open] summary::after { content: "–"; }
.pub-faq p {
  font-family: system-ui, sans-serif;
  font-size: 0.92rem;
  color: #444;
  padding-bottom: 16px;
}

.pub-divider {
  border: none;
  border-top: 1px solid #e2e2e2;
  margin: 34px 0;
}

.pub-references {
  font-family: system-ui, sans-serif;
  font-size: 0.72rem;
  color: #888;
  margin: 30px 0;
  line-height: 1.6;
}

/* About page (publication family, article-less) */
.pub-about {
  max-width: 760px;
  margin: 0 auto;
  padding: 34px 16px 10px;
}
.pub-about h1 { font-size: clamp(1.6rem, 5vw, 2.3rem); color: #0d2340; margin-bottom: 18px; }
.pub-about h2 { font-size: 1.2rem; color: #0d2340; margin: 26px 0 10px; }
.pub-about p { font-family: system-ui, sans-serif; font-size: 1rem; margin-bottom: 14px; color: #333; }

@media (min-width: 480px) {
  .pub-rate-band { grid-template-columns: repeat(4, 1fr); }
}
@media (min-width: 768px) {
  .pub-article, .pub-about { padding-top: 40px; }
  .pub-h1 { font-size: clamp(2.2rem, 4.4vw, 3rem); }
}

/* =========================================================================
   OFFER FAMILY (masterclass + legal pages)
   Reference: dark forest-green + lime SaaS look, rounded blob panels,
   bold grotesk type, sticky nav bar with pill buttons.
   ========================================================================= */

.off-page {
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  background: #ffffff;
  color: #0e2a1c;
  line-height: 1.6;
}

.off-nav {
  background: #eef7e4;
  padding: 14px 16px;
  position: sticky;
  top: 0;
  z-index: 40;
  border-bottom: 1px solid #dde8cf;
}
.off-nav__inner {
  max-width: 1180px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.off-nav__brand {
  font-weight: 800;
  font-size: 1.1rem;
  text-decoration: none;
  color: #0e2a1c;
  letter-spacing: -0.01em;
}
.off-nav__toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: 8px;
  border: 1px solid #cddabb;
  background: #fff;
  cursor: pointer;
  position: relative;
  flex: none;
}
.off-nav__toggle::before {
  content: "";
  display: block;
  width: 20px; height: 2px;
  background: #0e2a1c;
  box-shadow: 0 6px 0 #0e2a1c, 0 -6px 0 #0e2a1c;
}
.off-nav__links {
  display: none;
  flex-direction: column;
  gap: 4px;
  width: 100%;
}
.off-nav__links.is-open { display: flex; }
.off-nav__links a {
  display: block;
  padding: 12px 8px;
  text-decoration: none;
  color: #0e2a1c;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: 6px;
  min-height: 44px;
}
.off-nav__links a:hover, .off-nav__links a:focus-visible { background: #dff0c8; }
.off-nav__cta {
  background: #0e2a1c !important;
  color: #d8f26d !important;
  text-align: center;
}

@media (min-width: 860px) {
  .off-nav__toggle { display: none; }
  .off-nav__links {
    display: flex;
    flex-direction: row;
    align-items: center;
    width: auto;
  }
  .off-nav__links a { padding: 10px 14px; }
}

.off-hero {
  background: #0e2a1c;
  color: #eef7e4;
  padding: 28px 16px 40px;
}
.off-hero__inner {
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  gap: 20px;
}
.off-hero__text {
  display: grid;
  gap: 16px;
}
.off-hero__kicker {
  display: inline-block;
  background: #d8f26d;
  color: #0e2a1c;
  font-weight: 800;
  font-size: 0.75rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: 999px;
  justify-self: start;
}
.off-h1 {
  font-size: clamp(1.9rem, 7vw, 3.4rem);
  line-height: 1.08;
  font-weight: 800;
  letter-spacing: -0.02em;
  background: #d8f26d;
  color: #0e2a1c;
  padding: 6px 14px;
  border-radius: 18px;
  display: inline;
  box-decoration-break: clone;
  -webkit-box-decoration-break: clone;
}
.off-hero__h2 {
  font-size: clamp(1.1rem, 3.2vw, 1.4rem);
  font-weight: 600;
  color: #d8f26d;
  max-width: 46ch;
}
.off-hero__lead {
  font-size: clamp(1rem, 2.6vw, 1.15rem);
  color: #dce9d2;
  max-width: 56ch;
}
.off-hero__media {
  border-radius: 16px;
  overflow: hidden;
  aspect-ratio: 4 / 3;
  background: #123322;
}
.off-hero__media video, .off-hero__media img { width: 100%; height: 100%; object-fit: cover; }
.off-hero__ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* Leedlime accent borrow: CTA button + row treatment */
.off-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #d8f26d;
  color: #0e2a1c;
  font-weight: 700;
  font-size: 1rem;
  padding: 15px 24px;
  border-radius: 999px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  min-height: 44px;
  transition: transform 0.15s ease, background 0.2s ease;
}
.off-btn:hover { background: #c3e356; transform: translateY(-1px); }
.off-btn--ghost {
  background: transparent;
  color: #eef7e4;
  border: 1px solid #48664f;
}
.off-btn--ghost:hover { background: rgba(255,255,255,0.08); }
.off-btn--dark {
  background: #0e2a1c;
  color: #d8f26d;
  border: 1px solid #0e2a1c;
}
.off-btn--dark:hover { background: #123322; }

@media (min-width: 860px) {
  .off-hero__inner {
    grid-template-columns: 1.1fr 0.9fr;
    align-items: center;
  }
  .off-hero__text { grid-column: 1; grid-row: 1; }
  .off-hero__media { grid-column: 2; grid-row: 1; aspect-ratio: 1 / 1; }
}

.off-section {
  padding: 44px 16px;
  max-width: 1180px;
  margin: 0 auto;
}
.off-section--tint { background: #f5f9ee; }
.off-section--dark { background: #0e2a1c; color: #eef7e4; }
.off-section-wrap--tint { background: #f5f9ee; }
.off-section-wrap--dark { background: #0e2a1c; }

.off-section__kicker {
  display: inline-block;
  font-weight: 800;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #4d7a3a;
  margin-bottom: 10px;
}
.off-section--dark .off-section__kicker { color: #d8f26d; }
.off-section__title {
  font-size: clamp(1.5rem, 4.4vw, 2.3rem);
  font-weight: 800;
  letter-spacing: -0.01em;
  margin-bottom: 14px;
  max-width: 32ch;
}
.off-section__lead {
  font-size: clamp(1rem, 2.4vw, 1.1rem);
  color: #3a4f3f;
  max-width: 62ch;
  margin-bottom: 26px;
}
.off-section--dark .off-section__lead { color: #cfe0cb; }

/* Rate arithmetic panel */
.off-rate-panel {
  background: #fff;
  border: 1px solid #dde8cf;
  border-radius: 16px;
  padding: 24px 18px;
  display: grid;
  gap: 16px;
}
.off-rate-panel__row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px dashed #d3e0c3;
  flex-wrap: wrap;
}
.off-rate-panel__row:last-of-type { border-bottom: none; }
.off-rate-panel__label { font-size: 0.95rem; color: #33472f; }
.off-rate-panel__value { font-weight: 800; font-size: 1.15rem; color: #0e2a1c; }
.off-rate-panel__math {
  background: #0e2a1c;
  color: #eef7e4;
  border-radius: 12px;
  padding: 16px;
  font-size: 0.95rem;
  display: grid;
  gap: 6px;
}
.off-rate-panel__math strong { color: #d8f26d; }
.off-rate-panel__note {
  font-size: 0.78rem;
  color: #5a6f52;
}

/* Workflow / autopilot steps */
.off-steps {
  display: grid;
  gap: 16px;
}
.off-steps__item {
  background: #fff;
  border: 1px solid #dde8cf;
  border-radius: 14px;
  padding: 20px 18px;
  display: grid;
  gap: 8px;
  position: relative;
}
.off-steps__num {
  width: 34px; height: 34px;
  border-radius: 50%;
  background: #0e2a1c;
  color: #d8f26d;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
}
.off-steps__item h3 { font-size: 1.05rem; font-weight: 700; }
.off-steps__item p { font-size: 0.92rem; color: #46594a; }
.off-steps__tag {
  display: inline-block;
  background: #eef7e4;
  color: #33502b;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 999px;
  justify-self: start;
}

/* Pricing cards */
.off-pricing {
  display: grid;
  gap: 20px;
}
.off-pricing__card {
  background: #fff;
  border: 1px solid #dde8cf;
  border-radius: 18px;
  padding: 26px 22px;
  display: grid;
  gap: 14px;
  align-content: start;
}
.off-pricing__card--highlight {
  background: #0e2a1c;
  color: #eef7e4;
  border-color: #0e2a1c;
  box-shadow: 0 18px 40px rgba(14,42,28,0.25);
  transform: scale(1.02);
}
.off-pricing__badge {
  justify-self: start;
  background: #d8f26d;
  color: #0e2a1c;
  font-size: 0.7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 4px 10px;
  border-radius: 999px;
}
.off-pricing__name { font-size: 1.25rem; font-weight: 800; }
.off-pricing__price { font-size: clamp(1.7rem, 5vw, 2.1rem); font-weight: 800; }
.off-pricing__hours { font-size: 0.85rem; color: #587151; }
.off-pricing__card--highlight .off-pricing__hours { color: #b8cdb2; }
.off-pricing__list { display: grid; gap: 8px; margin-top: 6px; }
.off-pricing__list li {
  font-size: 0.9rem;
  display: flex;
  gap: 8px;
  align-items: flex-start;
}
.off-pricing__list li::before { content: "✓"; color: #4d8a3a; font-weight: 700; flex: none; }
.off-pricing__card--highlight .off-pricing__list li::before { color: #d8f26d; }

/* Add-ons */
.off-addons {
  display: grid;
  gap: 14px;
}
.off-addons__item {
  background: #fff;
  border: 1px solid #dde8cf;
  border-radius: 12px;
  padding: 16px 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
.off-addons__name { font-weight: 700; font-size: 1rem; }
.off-addons__desc { font-size: 0.85rem; color: #4a5c47; flex-basis: 100%; }
.off-addons__price {
  font-weight: 800;
  color: #0e2a1c;
  background: #eef7e4;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 0.95rem;
  flex: none;
}

/* Perks */
.off-perks {
  display: grid;
  gap: 12px;
}
.off-perks li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  background: #fff;
  border-radius: 10px;
  padding: 12px 14px;
  border: 1px solid #dde8cf;
  font-size: 0.92rem;
}
.off-perks li::before { content: "★"; color: #d8b12f; flex: none; }

/* Limits / honesty block */
.off-limits {
  background: #fff7e6;
  border: 1px solid #f0dca6;
  border-radius: 14px;
  padding: 20px 18px;
  display: grid;
  gap: 10px;
}
.off-limits h3 { font-size: 1.1rem; color: #6a4a10; }
.off-limits ul { display: grid; gap: 8px; }
.off-limits li { font-size: 0.9rem; color: #5c4310; display: flex; gap: 8px; }
.off-limits li::before { content: "—"; flex: none; }

/* Media grid / gallery */
.off-media-grid {
  display: grid;
  gap: 16px;
}
.off-media-grid figure { border-radius: 14px; overflow: hidden; aspect-ratio: 4/3; }
.off-media-grid img, .off-media-grid video { width: 100%; height: 100%; object-fit: cover; }

/* Logos / trust strip */
.off-trust {
  display: grid;
  gap: 10px;
  text-align: center;
}
.off-trust__row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.off-trust__row span {
  font-weight: 700;
  font-size: 0.85rem;
  color: #cfe0cb;
  border: 1px solid #2a4536;
  border-radius: 10px;
  padding: 14px 8px;
}

/* Form */
.off-form {
  background: #fff;
  border: 1px solid #dde8cf;
  border-radius: 18px;
  padding: 24px 18px;
  display: grid;
  gap: 16px;
}
.off-form__row { display: grid; gap: 6px; }
.off-form__row label { font-size: 0.9rem; font-weight: 700; color: #0e2a1c; }
.off-form__row input, .off-form__row textarea {
  font-size: 1rem;
  padding: 12px 14px;
  border-radius: 8px;
  border: 1px solid #c6d6b8;
  font-family: inherit;
  min-height: 44px;
}
.off-form__row textarea { min-height: 110px; resize: vertical; }
.off-form__row input:focus, .off-form__row textarea:focus {
  border-color: #0e2a1c;
}
.off-form__consent { display: flex; gap: 10px; align-items: flex-start; font-size: 0.88rem; }
.off-form__consent input { width: 20px; height: 20px; flex: none; margin-top: 2px; }
.off-form__note { font-size: 0.78rem; color: #5a6f52; }
.off-form__success {
  display: none;
  background: #e8f5df;
  border: 1px solid #b9dba0;
  color: #234a17;
  border-radius: 10px;
  padding: 16px;
  font-size: 0.95rem;
}
.off-form__success.is-visible { display: block; }
.off-form.is-submitted .off-form__fields { display: none; }

/* FAQ (offer variant reuse of pub-faq visuals but on light bg for legal too) */
.off-faq { display: grid; gap: 10px; }
.off-faq details {
  border: 1px solid #dde8cf;
  border-radius: 10px;
  padding: 4px 16px;
  background: #fff;
}
.off-faq summary {
  font-weight: 700;
  padding: 14px 0;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  gap: 10px;
  min-height: 44px;
  align-items: center;
}
.off-faq summary::-webkit-details-marker { display: none; }
.off-faq summary::after { content: "+"; color: #4d8a3a; font-size: 1.3rem; }
.off-faq details[open] summary::after { content: "–"; }
.off-faq p { font-size: 0.9rem; color: #46594a; padding-bottom: 16px; }

@media (min-width: 768px) {
  .off-pricing { grid-template-columns: repeat(3, 1fr); align-items: stretch; }
  .off-media-grid { grid-template-columns: repeat(3, 1fr); }
  .off-steps { grid-template-columns: repeat(2, 1fr); }
  .off-trust__row { grid-template-columns: repeat(4, 1fr); }
}
@media (min-width: 1024px) {
  .off-rate-panel { grid-template-columns: 1fr 1fr; align-items: start; }
}

/* Legal pages (offer family, simpler) */
.off-legal {
  max-width: 780px;
  margin: 0 auto;
  padding: 40px 16px 10px;
  display: grid;
  gap: 18px;
}
.off-legal h1 { font-size: clamp(1.5rem, 5vw, 2.3rem); font-weight: 800; overflow-wrap: break-word; hyphens: auto; }
.off-legal h2 { font-size: 1.2rem; font-weight: 700; margin-top: 12px; overflow-wrap: break-word; hyphens: auto; }
.off-legal p, .off-legal li { font-size: 0.98rem; color: #33472f; }
.off-legal ul { display: grid; gap: 8px; padding-left: 20px; }
.off-legal li { list-style: disc; }
.off-legal a { color: #0e2a1c; text-decoration: underline; }

/* Sticky mobile CTA bar (offer page) */
.off-stickybar {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: #0e2a1c;
  padding: 10px 16px;
  display: flex;
  justify-content: center;
  z-index: 50;
  box-shadow: 0 -6px 18px rgba(0,0,0,0.2);
}
.off-stickybar .off-btn { width: 100%; max-width: 420px; }
.off-stickybar-space { padding-bottom: 78px; }
@media (min-width: 860px) {
  .off-stickybar { display: none; }
  .off-stickybar-space { padding-bottom: 0; }
}

/* =========================================================================
   SHARED: disclaimer + footer (both families)
   ========================================================================= */

.site-disclaimer {
  display: block;
  max-width: 1180px;
  margin: 0 auto;
  padding: 22px 16px;
  font-family: system-ui, sans-serif;
  font-size: 0.85rem;
  line-height: 1.6;
  color: #333;
  background: #f4f4f4;
  border-top: 1px solid #e2e2e2;
}
.site-disclaimer a { color: #1a56ff; text-decoration: underline; font-weight: 600; }
.off-page .site-disclaimer { background: #eef7e4; color: #33472f; border-top: 1px solid #dde8cf; }
.off-page .site-disclaimer a { color: #0e2a1c; }

.site-footer {
  background: #0d1b2e;
  color: #cbd5e1;
  padding: 28px 16px 100px;
  font-family: system-ui, sans-serif;
}
.off-page .site-footer { background: #0e2a1c; padding-bottom: 28px; }
.site-footer__inner {
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  gap: 20px;
}
.site-footer__company {
  font-size: 0.85rem;
  line-height: 1.7;
  white-space: pre-line;
}
.site-footer__links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.site-footer__links a {
  color: #cbd5e1;
  text-decoration: none;
  font-size: 0.9rem;
  min-height: 44px;
  display: flex;
  align-items: center;
}
.site-footer__links a:hover, .site-footer__links a:focus-visible { color: #fff; text-decoration: underline; }

@media (min-width: 480px) {
  .site-footer__links { flex-direction: row; flex-wrap: wrap; gap: 18px; }
  .site-footer__links a { min-height: auto; }
}
@media (min-width: 768px) {
  .site-footer__inner { grid-template-columns: 1fr auto; align-items: start; }
  .site-footer { padding-bottom: 28px; }
}

/* Cookie banner (shared) */
.cookie-banner {
  position: fixed;
  left: 12px; right: 12px; bottom: 12px;
  max-width: 560px;
  margin: 0 auto;
  background: #10233d;
  color: #fff;
  border-radius: 12px;
  padding: 18px;
  font-family: system-ui, sans-serif;
  font-size: 0.88rem;
  display: none;
  gap: 12px;
  z-index: 100;
  box-shadow: 0 12px 30px rgba(0,0,0,0.3);
}
.cookie-banner.is-visible { display: grid; }
.cookie-banner p { margin-bottom: 4px; }
.cookie-banner__actions { display: flex; gap: 10px; flex-wrap: wrap; }
.cookie-banner__actions button {
  border: none;
  border-radius: 8px;
  padding: 10px 16px;
  font-weight: 700;
  cursor: pointer;
  min-height: 44px;
  flex: 1;
}
.cookie-banner__accept { background: #1f9d55; color: #fff; }
.cookie-banner__decline { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,0.5) !important; }